How the Identity Portions of CCPA Regs Put Consumers and Businesses at Risk
summary
California regs let an account holder get data with password-only access, and non‑account requests pass if the business matches two-item KBA for categories or three-item KBA for specific records. A 2019 study shows ~40% of firms handed data with weak KBA, so compromised passwords become far more valuable. Regulations never require MFA, encourage security analytics but also allow consumers (or fraudsters) to opt out of data sharing for those signals, and CPRA’s 2023 tweaks leave that opt‑out gap intact. NIST standards exist but aren’t referenced.
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chapters (11)
- 0:00Start
- 0:36Is this a great way to do remote identity verification?
- 1:16The CCPA
- 2:25Setting the stage
- 4:56Armed with this study, what did California do?
- 5:50Let's first dig into passwords
- 10:37CCPA Authentication (In Summary)
- 11:25$999.325. Verification for Non-Accountholders
- 13:24Maybe it won't be a total disaster
- 14:47CPRA-they're trying
- 15:42CPRA and Verifiable Consumer Requests
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