OpenBanking : The Day After PSD2

on YouTube ↗17m

" summary

Launched an open API platform in 2013 and wins awards while shipping concrete products: biometric login plus Apple Watch and Apple TV banking apps and a rapid flow of third‑party apps from an internal startup. PSD2 (Sept 2019, France) shows low uptake: PSD2 APIs largely unused, aggregators at zero and screen‑scraping persists, because scope is limited to payment accounts and strong authentication forces clunky journeys (monthly OTPs). Argues banks must become trusted marketplaces with federated access and strong digital identity.

AI-written summary · about

" chapters (11)

1. 0:00Intro
2. 1:00Context
3. 7:03Open economy
4. 7:59Open innovation
5. 9:07Digital identity
6. 10:21Innovation explosion
7. 11:13Examples
8. 11:51PSD2 in France
9. 14:22OpenAPI OpenBanking
10. 16:09Emmanuels vision
11. 16:54Outro

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