Commercialising APIs: A Product Owner's perspective.
summary
A bank lab turns existing payments and KYC systems into productised APIs, embedding an instant paperless salary-advance API into an employer scheduling app so funds go from a three-day batch to available in two seconds. Implementation uses an API gateway, microservices and security stack and co-designs specs with clients who test early; adoption by 5–15 pilot customers proves the model. Pricing currently bundles an instant-payment tariff, with future tiered data and notification charges.
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chapters (10)
- 0:00Commercializing APIs
- 2:32Kevin the nurse story
- 5:23Where commercialization opportunities come from
- 7:53Inefficient journeys
- 9:18New opportunities from processes
- 11:09Client-centric API development
- 13:40Selling APIs to sponsors
- 15:48Pricing & go-to-market
- 17:54Commercialization rigor
- 19:42Q&A
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