The UK Open Banking Journey
summary
UK Open Banking reports roughly 140 million API calls in a recent month, about a hundred banks implement the standard, and 500 firms are in the ecosystem (64 known ASPSPs, 116 authorized TPPs). Account-data usage grows fast but payment initiation is almost nonexistent — under 100k payments in that volume — availability averages near 99% but varies by brand, response times fall toward sub‑second, certification adoption is partial, and gaps remain around 90‑day re‑authentication, liability and commercial incentives.
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chapters (9)
- 0:00Start
- 2:12Open Banking Roadmap
- 9:15Functional Conformance
- 10:54Security Conformance
- 11:09FAPI Conformance
- 18:08Making business accounting better
- 18:21Reducing the cost of consumer credit
- 18:53Driving financial inclusion
- 20:51What's next?
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