The State of Open Banking Regulation
summary
TESOBE reports 11,000 developers using its Open Bank Project and a catalogue of 250 APIs and says open banking appears in 48 countries with regulators driving adoption. The talk maps four regulatory regimes — commander, architect, diplomat, advocate — and urges sandboxes, developer-first portals, clear TPP onboarding, and post‑compliance product thinking; cites Mexico and Brazil for financial‑inclusion mandates and warns banks that standards, liability rules and commercialization models determine whether APIs spark real competition.
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chapters (8)
- 0:00Introduction
- 2:00What is Open Banking
- 3:51Customers want it
- 5:37Regulators want it
- 8:36Different models
- 11:08Understanding Open Banking
- 18:51What has to be true
- 20:12Recommendations
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