Approaches to Open Finance
summary
Defines open banking vs Banking as a Service vs platform banking, cites PSD2 (2015) and the UK CMA decision (2016) as adoption milestones, and notes Turkey’s regulatory steps around Jan 1, 2020 and December 2021. Shows concrete build: Fibabanka embeds a major tech retailer inside its mobile app so customers take loan-financed purchases without leaving the bank app, enabled by public APIs and interface provider rules, claiming clearer UX, higher transaction volume and faster product rollout.
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chapters (8)
- 0:00Introduction
- 1:25Overview
- 4:54What is Open Banking
- 7:00What is Banking as a Service
- 10:09What is Platform Banking
- 13:54Timeline
- 15:21Approaches to Open Finance
- 17:02Turkey Position
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