Seamless and Secure: The Rise of Payment Passkeys
summary
Visa runs a relying‑party passkey service that binds a payment credential to a specific device and browser, supports enrollment post‑purchase or via issuer mass‑enrollment, and plugs proof data into existing EMV 3DS or token rails. Biometric authentication claims around 55% reduction in fraud, the flow returns ECI 5 and CAVV/TAVV to enable liability shift, and enrollment is a device+PAN binding (one‑time per device) so merchants add device‑check, enroll and authenticate API calls but no extra fields in the authorization.
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chapters (7)
- 0:00Introduction and welcome
- 0:47Setting the stage for PassKeys
- 3:55Why PassKeys are valuable
- 7:08How PassKeys work in practice
- 10:38PassKey enrollment process
- 12:48User experience demonstration
- 16:42Q&A session
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