Transformation w. FinTech collaboration & open banking
summary
Global bank operating in 60 countries reframes open banking as API‑first not mobile‑first, treating data, transactions and algorithms equally and building a developer ecosystem. A digital bank now runs in 8 digital African markets (Nigeria, Ghana among them), and the bank exposes a payment API in China as the only non‑Chinese bank to do so. It launches an access developer portal and co‑located lab+academy, moves from SOA to experience APIs, and prioritizes scale, speed, network effects and a continuous learning loop to monetize platform services.
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chapters (11)
- 0:00Open banking journey
- 2:15Digital banking in Africa
- 4:24Redefining open banking
- 7:17Open banking payments
- 10:49API-first architecture
- 13:21Monetizing open banking
- 17:17Cultural shift for adoption
- 20:05Customer journey architecture
- 23:16Scalable open banking systems
- 27:27Open banking optimization
- 28:54Q&A on threats and opportunities
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