Building API products for the Indian and global banking ecosystems
summary
A global bank with 160 years of history and presence in 59 markets reports running APIs across about 44–56 countries, serving millions of transactions per month and offering 160+ digital capabilities for retail and corporate clients. The product approach emphasizes sandboxing and SDKs, automated 3-step digital onboarding, API governance for country-specific regs, fortnightly hackathons and developer profiles. Predicts 75% of consumer and small-business loans to originate via APIs by 2023.
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chapters (10)
- 0:00Introduction
- 1:21About Citi
- 3:05Open Banking
- 5:13Thought as Products
- 7:54Product Life Cycle
- 10:49Why Open Banking
- 11:31How Standard Chartered is tackling this
- 13:05API Mindset
- 14:45Architecture
- 15:21Conclusion
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