Panel Discussion: Identity as a foundation for digitised services
summary
Identity infrastructure is modular open source and already running in countries like the Philippines and Morocco, with a goal of ~1 billion identities by 2025. Deployments expose a core ID repository and a credential issuance system plus authentication adapters that integrate with existing databases and standard APIs. Open-banking work shows ~78 banks piloting account-aggregation flows and only ~20–25 banks with mature API platforms today, while cyberattacks climb roughly 400%, so fraud controls and reversal paths are urgent.
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chapters (13)
- 0:00Identity in digitised services
- 1:19Panelists and format
- 2:03Digital trust in rapid digitisation
- 5:54Cyber risks and literacy
- 8:21Digital inequality impact
- 9:06Defining digital trust
- 13:41Open banking expansion
- 15:49Digital identity beyond individuals
- 17:31Open banking case studies
- 21:57India’s API banking journey
- 23:20Account aggregator ecosystem
- 25:05Developer access to identity APIs
- 26:29Summary
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