More than transactions - the role of payments for the ecosystem
summary
Payments move from pipes to platforms: contactless NFC use rises from 38% (2019) to over 80% at one card network, Mollie signs merchants to process online within a day, Brazil opens acquirers and launches PIX instant payments, and competition cuts fees and spurs software-for-payments bundles. Built proofs include kiosk-less checkout (Amazon Go style) and card whitelisting to ease SCA. What’s missing is consistent transposition of regulation, open infrastructure access, and more incumbent–fintech partnerships to scale these experiments.
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chapters (8)
- 0:00Payments ecosystem evolution
- 1:48Panel introduction
- 7:48Innovation in payments
- 16:39Regulatory and market shifts
- 23:15Merchant digital payments
- 28:54Future of embedded finance
- 34:12Competitive landscape
- 39:48Closing remarks
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