Debunking the myths of SME Banking
summary
Company starts in 2017 and builds a unified SME finance platform that lets business accounts be opened online in minutes and now serves 30,000 customers with about 140 employees. Claims SME banking is profitable when products are co-designed with customers, delivered via APIs and a marketplace, and monetized transparently. Built modules include banking, lending, accounting and expense management; strategy emphasizes partnerships, banking-as-a-service rails and sustainability as measurable product directions.
AI-written summary · about
chapters (6)
- 0:00Intro
- 1:00Presentation
- 2:00Good Cop vs Bat Cop
- 4:50The Innovation Theater
- 8:00Can SME Banking Be Profitable
- 10:30What Does the Future Bring
related talks
26mBeyond Open Banking - Open Innovation & Open Business
25mPowering Modern Business Banking Through APIs
20mSME Lending Platform to Acquire Loan through API
26mOpening up the vault, banking and insurance in the API economy
25mOpen banking - From Efficiencies to Externalities!
25mApproaches to Open Finance
23mBanking-as-a-Service: The New API Stack for Banks
23mAboard the Beagle: New species in the banking ecosystems