Payments from innovation to sovereignty

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" summary

EPI builds a physical card plus a pan‑European wallet that offers instant SCT in commerce (POS, e‑commerce), cash withdrawal, P2P and P2Pro, plus value‑adds like one‑click BNPL and digital identity integration. The interim company counts 22 shareholders across seven markets covering about 65% of European retail card volume and includes a non‑euro market (Poland) and major acquirers for acceptance reach. Rollout starts with P2P/P2Pro from next year, with broader consumer launch in the second half of the year and full scale by 2023.

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" chapters (11)

1. 0:00Conference opening
2. 1:05Payments in finance
3. 1:47European Payments Initiative
4. 6:43EPI objectives and benefits
5. 13:06EPI challenges
6. 15:38National schemes alignment
7. 18:25Germany’s digital payments role
8. 21:39Competing with fintechs
9. 25:25EPI and digital euro
10. 27:34EPI timelines and products
11. 29:01Closing remarks and Q&A