Everyone wants to be a platform
summary
Modularbank supplies core banking infrastructure so retailers, energy firms and telemedicine services embed accounts, deposits and cards; ELEMENT underwrites white‑label insurance for platforms; bisurance ships omnichannel embedded insurance; Xempus already connects 16,000 brokers, ~30 insurers and 50,000 SMEs and reports cutting sales cycles from 12 to 3 months once network effects kick in. Startups stress APIs, cloud and modularity, incumbents under‑estimate two‑year enterprise sales and need dedicated onboarding and customer‑success teams to make integrations actually work.
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chapters (6)
- 0:00Start
- 0:14The Platform Economy
- 10:12Success Factors of Corporations
- 18:27Network Effects
- 34:54Where Can You Provide Most Benefit to the End User
- 35:09Where Can Users Get Most Benefit
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