How Do Cyber Insurers View The World?
summary
Cyber insurers report a growing $4.2 billion market with roughly 700 markets each seeing multiple cyber incidents daily and typically at least one ransom or claim a day; underwriting uses hundreds of data points (the filing cites 347 factors), pricing reflects 0% to 400% loss ratios across carriers, and catastrophic aggregation (WannaCry, NotPetya as a wake‑up call, supply‑chain risks like the Ukrainian accounting compromise) drives modeling and exclusions; expect emphasis on MFA, backups, IR plans and clarity on silent cyber during negotiation.
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chapters (11)
- 0:00Start
- 4:34Underwriting Lab
- 7:12Underwriting
- 8:50Things That We'Ve Learned in Insurance
- 13:50Does Cyber Insurance Pay
- 20:19The Cyber Insurance Supply Chain
- 27:50Claims Activity
- 30:06Strategic Initiatives
- 34:52Aggregation
- 47:08The Claims Process
- 54:45California Consumer Privacy Act
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