Strategies versus plans for financial services APIs
summary
Three clear API starting points drive the work: business-led (Lemonade, Capital One exposing products via APIs and an open developer portal), transformer-led (BBVA running multi-year programs to simplify backend via APIs) and technology-led (Solaris Bank, platform-first APIs). Teams split effort roughly 40% on current KPIs and 60% on new measures, invest ~50/50 in ahead-of-need infra versus feature-driven builds, and prioritize developer portals, API catalogs and automation to move from project to product governance.
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chapters (10)
- 0:00Intro
- 1:50Agenda
- 2:38Key actors
- 8:09Transformerled approach
- 10:38Businessled approach
- 12:13Lack of clarity
- 14:55Building capacity
- 17:07Conclusion
- 19:08Questions
- 20:02QA
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