Apidays LIVE Hong Kong 2020: J Fantenberg
summary
Financial services need a digital identity foundation: APIs carry consent, authentication and authorization so banks can deliver real-time onboarding with eKYC, biometric facial matching and liveness detection to stop deepfakes. Use OIDC/OAuth2, CIBA/back‑channel flows and WebAuthn/FIDO2 for strong, revocable consent and progressive profiling rather than upfront data dumps. Apply ISO biometric guidelines and orchestrate journeys via identity platforms; legacy systems get modernization via software chins that front-end old backends without heavy core changes.
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chapters (11)
- 0:00Introduction
- 0:44User expectations in finance
- 2:13Digital identity foundation
- 5:51Real-time onboarding needs
- 7:37Security in banking
- 11:59Consumer platforms influence banking
- 13:26APIs in digital ecosystems
- 15:36Regulatory compliance vs UX
- 18:05Secure API technologies
- 21:38Legacy system authentication
- 24:08Q&A
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