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summary
Visa handles about 16% of $3.5T payment volume online while American Express reports roughly $100B online at ~20%, and both say online share keeps growing as mobile blurs channels. Recent moves include buying CyberSource/Authorize.net, acquiring PlaySpan and overlaying mobile platforms like Fundo (55 installs in Africa) to add merchant-facing APIs and fraud tools. An open digital wallet accepts Visa/AmEx/MasterCard, networks process ~20,000 tx/sec versus PayPal ~150, and debit interchange is now capped at 24¢, shifting economics. Data is treated as opt-in, closed-loop marketing fuel.
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chapters (11)
- 0:00Introductions and roles
- 1:07Online payments landscape
- 3:20Brand strategy and identity
- 6:45Innovation and competition
- 10:27Addressing market threats
- 13:25Acquisitions and growth
- 18:35Regulatory advantage
- 20:53Data as a strategic asset
- 25:28Financial reform impact
- 29:32The future of money
- 33:43Merchant relationships
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