Payments
summary
Payments on the web remain trapped in 1970s rails: credit cards and app-store silos, while many people lack bank access — 30% of US adults without a bank account, up to 70% elsewhere. Practical fixes exist: requestAutocomplete and mozPay smooth one-click buys today, Google Wallet uses tokenization, and operator billing hubs like BlueVia already work but are fragmented. New models — PaySwarm, Bitcoin and Ripple — promise instant, metadata-rich transfers but face bootstrapping, trust and usability hurdles; FT shows subscriptions can scale, now earning 70% of revenue from content.
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chapters (13)
- 0:00Payments on the web
- 2:09Web payments meaning
- 7:38Payment systems categories
- 12:15Micropayments trust issues
- 20:49Old media online profits
- 23:40Trust in digital payments
- 26:28Bitcoin Ripple standards
- 33:54One-click convenience
- 39:16Payment solutions fragmentation
- 42:10Anonymity vs confidentiality
- 46:43Peer-to-peer payments
- 49:58Operator billing limits
- 53:10Better payment standards
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