The Democratisation of Financial Services
summary
Claims that banks as institutions will fade and financial services must be embedded into everyday apps, using examples like WeChat and China and predicting big change by 2018. Builds a modern, non‑monolithic banking platform infrastructure with open APIs to let outside firms plug in. Says solarisBank finishes the first two layers and does not make end products, expecting thousands of third-party products to run on it, blockchain positioned as one supporting technology.
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