Digital Finance Conference 2021
2021-06-09..2021-06-10
-- online --
[Digital Finance Conference 2021, Digital Finance Conference 2022, Digital Finance Conference 2024]
as the organisers put it
September 19, 2025, Tbilisi - DEF-AI 2025 - the most powerful event of the year for Digital Finance and AI
who it's for
banking executives, fintech founders, payments product managers, compliance and risk officers, data engineers and architects, digital identity specialists, insurtech product managers, venture capital investors
topics
embedded finance white label products; open banking to open finance; digital euro and CBDC design; stable coins and crypto adoption; payments sovereignty and policy; contactless and mobile payments trends; enterprise data fabric for compliance; digital identity and KYC solutions; sustainable finance and green bonds; smE banking platforms and APIs; telematics for mobility insurance; european VC funding landscape
| title | author | length |
|---|---|---|
| Welcoming Remarks | Bernhard Rohleder | 10m |
Event opens by stating Germany’s online banking use jumps 22% to 39% in one year, driven even by elderly customers, and argues digital banking is core to… | ||
| Opening Keynote | Paolo Gentiloni | 19m |
EU recovery hinges on targeted spending and private capital to fund green and digital transitions: the Recovery and Resilience Facility allocates over half its… | ||
| A Digital Europe - Seizing the opportunity! | Aiga Senftleben, Axel Schell, Albrecht Kiel, Donald Lacey | 41m |
Panel argues COVID mainly accelerates existing trends: contactless and mobile payments jump (80% contactless payments and mobile up massively), ecommerce sees… | ||
| Embedded finance - Revolution for cooperation and customer value | Alex Mifsud, Miriam Wohlfarth | 25m |
A practical view of embedded finance: a white‑label product called GetRaul lets Lieferando offer revenue‑based financing to restaurants today; Tesla bundles… | ||
| Sustainable financial services - A long needed boost? | Michael Schweikart, Mirjam Staub-Bisang, Maren Heiß | 38m |
Claims that sustainable investing is mainstream get backed with numbers and products: labeled sustainable funds rise from ~300 to ~750 while genuinely clean… | ||
| Enabling Data Driven Enterprise | Jost Brehm | 16m |
Survey of more than 100 C-level execs shows 90% of firms dedicate at least 40% of their data-practice budget to compliance, while 40–50% of compliance work… | ||
| From Open Banking to Open Finance. What's to come? | Adam Gagen, Lea Siering, Caroline Jenke, Sebastian Langrehr | 40m |
Open banking sits on PSD2 but still fragments across Berlin Group / STET / UK standards, slowing rollouts and forcing heavy country-by-country KYC/AML and API… | ||
| Review of day one & outlook day two | Fabian Nadler, Kevin Hackl | 04m |
Day-one recap and day-two outlook state that tech is at the core of digital transformation, the ecosystem grows more diverse every year and the customer is at… | ||
| Challenges for the challengers - growing vs. integrating vs. co-op | Christian Wiens, Kim Felix Fomm, Georg Hauer, Jessica Holzbach | 35m |
Scale-ups report concrete wins and headaches: a digital bank grows to 7 million customers while hiring 100+ people a month and opening tech hubs, a neoinsurer… | ||
| Future of Mobility Ecosystems - The role of insurers & telematics | Patrick Wirth, Stephen Voss | 25m |
Insurers concede current motor cover still looks like a one‑year monolith while mobility shifts to shared fleets and on‑demand use; legacy IT (think AS400s)… | ||
| Everyone wants to be a platform | Lorenz Graeff, Vilve Vene, Christian Macht, Malte Dummel | 41m |
Modularbank supplies core banking infrastructure so retailers, energy firms and telemedicine services embed accounts, deposits and cards; ELEMENT underwrites… | ||
| Debunking the myths of SME Banking | Lukas Zörner | 14m |
Company starts in 2017 and builds a unified SME finance platform that lets business accounts be opened online in minutes and now serves 30,000 customers with… | ||
| X-a-a-S - The game changer of the financial industry? | Katharina Gehra, Chris Bartz, Wolff Graulich | 40m |
Panel argues that banks and insurers must decide which competencies to keep and which to outsource, using concrete analogies and tools: adopt AWS connectivity… | ||
| Retail Investing – Is mass participation in trading encouragable? | Matthias Hach, Maria Mann, Kristina Walcker-Mayer | 30m |
Pandemic-era growth looks concrete: a new broker claims 140,000 new customers last month after launching in Dec 2019, a crypto bank reports buy/sell ratios… | ||
| Payments from innovation to sovereignty | Martina Weimert | 29m |
EPI builds a physical card plus a pan‑European wallet that offers instant SCT in commerce (POS, e‑commerce), cash withdrawal, P2P and P2Pro, plus value‑adds… | ||
| Cash, card, mobile - Trends in payments | Markus Ampenberger | 11m |
Overview of concrete trends: conversion from cash to noncash, more than 50 real-time systems worldwide, and rising mobile wallets like Apple Pay and Google Pay… | ||
| More than transactions - the role of payments for the ecosystem | Vanda Astfaeller, Sonja Scott, Markus Ampenberger, Vinicius Carrasco | 40m |
Payments move from pipes to platforms: contactless NFC use rises from 38% (2019) to over 80% at one card network, Mollie signs merchants to process online… | ||
| Crypto - From hype to establishment? | Veronika Ferstl, Anika Patz, Simon Seiter, Christopher May | 40m |
Market volatility traces to new retail wallets, heavy leverage and cascading liquidations after social media shocks, with bitcoin swinging 65,000 to 37,000… | ||
| Opening day two & recap | Fabian Nadler, Kevin Hackl | 09m |
Day-two opener recaps day one’s concrete claims: the platform economy has just started, bank and insurer value chains are breaking up, and embedded finance and… | ||
| 21st century payments - CBDC and Stable Coins | Christiane Neumüller, Philip Sandner, Heike Winter, Radoslav Albrecht | 40m |
Bank tech firms already enable a Munich bank to issue a euro stablecoin under an e-money license so on-chain tokenized bonds can settle via instant delivery… | ||
| Coming in third – How can Europe catch up in VC funding? | Kiana Mardi, Paul Jehle, Nazim Cetin | 38m |
Europe shows a healthy early-stage market—85% of rounds under €5M are European—but later-stage funding skews to non‑EU backers: only ~33% of rounds above €50M… | ||
| Digital Payments & European Sovereignty | Burkhard Balz | 22m |
Argues Europe must build a pan‑European payments layer to avoid dependence on US and Asian platforms, citing 24 billion transactions (2019) with 75% credit… | ||
| Politics matter - from techready to techsavvy | Ramin Niroumand, Jörg Kukies | 31m |
Germany and Europe are moving from ideas to concrete fixes: a German law enables a walleted eID holding driver’s licenses and cards, a crypto custody license… | ||
| Closing remarks & recap | Fabian Nadler, Kevin Hackl | 02m |
Organizers say online conferences do work after two days that stack perspectives on platform banking, retail cross‑selling and cloud migration, noting six to… | ||
| Startup Pitch | Corine Ackermann, Miriam Unser, Sebastian Pitzler, Malte Fritsche, Felix Mahnkopf | 01h 01m |
Five startups demonstrate concrete products and traction: Keyless sells a privacy-preserving biometric auth platform using multi‑party computation and FIDO… | ||
| Why Berlin - Bringing the future of finance from Berlin outside | Achim Oelgarth, Enrico Ohnemueller, Thomas Vagner | 37m |
Berlin claims Europe relevance with concrete numbers and projects: city ranks second to London, hosts about 500 fintech startups, early-stage funding hits… | ||
| Digital Identity - Improving the necessary evil | Armin Bauer, Delia König, Johannes Leser | 38m |
The panel lays out concrete changes: the pandemic makes remote identity mandatory, regulators are approving AI-based optical ID (deep‑learning OCR plus… | ||
| Transforming security and experience with digital identity | Reuben Sagar | 15m |
Consumers abandon long onboarding: 58% abandonment for slow or confusing flows, and fraud surges as services move online with attackers working Monday–Sunday… | ||
| The first European Insurtech IPO | Stefan Knoll | 18m |
Company goes public as the first European Insurtech IPO on 4 December 2018, raising €52 million with a free float under 20% after roughly €38 million of… | ||
| nothing matches | ||