Blockchain for humanitarian aid disbursements
summary
Pilot reports use of the Rahat platform in Nepal to deliver SMS-based cash transfers to 1,900 households, integrating a permissioned private chain and smart contracts triggered by climate risk triggers for anticipatory payouts. Work shows faster reconciliation, time and cost savings, and financial inclusion for underbanked users, while practical gaps remain: onboarding and knowledge barriers, limited localized weather oracles, off‑chain last‑mile constraints, need for low‑connectivity wallets and reliable off‑ramps (e.g., M‑Pesa), and strict no‑PII on‑chain policies.
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