Connecting the digital economy in South East Asia with APIs
summary
Brankas builds open banking APIs across Indonesia, Philippines, Thailand and Singapore and claims coverage of 82% of Indonesian customers and 60% of Philippine consumer and SME market, plus the first retail payments API initiation (PISP) in Thailand live with the top three banks. Demonstrated products include UnionBank–GCash account linking for one‑tap top‑ups, Tokopedia merchant inventory financing that connects merchants to 11 lenders via loan origination and disbursement APIs, account aggregation for reconciliation, SingPass/NDID proxy KYC pilots, and registration under Bank Indonesia payments rules (not a payment gateway).
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chapters (9)
- 0:00Start
- 5:03The Open Finance Economy in SE Asia
- 12:56Account Opening through Partner Apps
- 13:46Statement Aggregation - Personal (AISP)
- 14:25Statement Aggregation Corporate
- 15:07Third Party Authentication
- 16:02Financing through eCommerce Merchant Site Brankas
- 17:40Marketplace and platform Models
- 20:32Banking as a Service
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