Follow the money: connecting payments in Indonesia
summary
Brankas builds open-banking rails across Indonesia, the Philippines and Thailand and now offers Brankas Direct (direct debit, ~1 year live) and Brankas Pay for micro‑merchants. Banks often expose only first‑party mobile/online APIs or corporate rails, and one integration took six months. Brankas exposes a generic layer that uses banks’ existing APIs, handles strong customer auth and consent, and presents customers a single endpoint so Brankas orchestrates payments and statements end‑to‑end.
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