~/talk

Harnessing the power of APIs to power instant [...]

Talkat apidays Singapore 2024 · 2024-04-17..04-18· [api-design]
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Wise Platform exposes the same API that powers wise.com to embed instant cross-border payments into banks and apps, serving 10 million active customers, 70+ destination countries and saving customers £1.5bn in fees in one year. The send-money flow uses three API calls—quote, create recipient, create transfer—plus dynamic forms (server-driven fields), three validation layers (sanity, async endpoint lookups, server-side checks) and delivery estimates from four data signals. Partners get webhooks, receipts and reports; integrations with >80 partners (Bank Mandiri, MOX, N26) cut contacts by ~80%.

AI-written summary · about

  1. 0:00Introduction
  2. 2:54Wise Platform API solutions
  3. 5:03Wise APIs for integrations
  4. 6:32Real-time fee estimation
  5. 9:07Recipient validation with APIs
  6. 12:16Server-side validation
  7. 14:23Transfer confirmation forms
  8. 15:25Real-time tracking
  9. 17:55Payout failures handling
  10. 19:01Wise Platform future
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