Harnessing the power of APIs to power instant [...]
summary
Wise Platform exposes the same API that powers wise.com to embed instant cross-border payments into banks and apps, serving 10 million active customers, 70+ destination countries and saving customers £1.5bn in fees in one year. The send-money flow uses three API calls—quote, create recipient, create transfer—plus dynamic forms (server-driven fields), three validation layers (sanity, async endpoint lookups, server-side checks) and delivery estimates from four data signals. Partners get webhooks, receipts and reports; integrations with >80 partners (Bank Mandiri, MOX, N26) cut contacts by ~80%.
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chapters (10)
- 0:00Introduction
- 2:54Wise Platform API solutions
- 5:03Wise APIs for integrations
- 6:32Real-time fee estimation
- 9:07Recipient validation with APIs
- 12:16Server-side validation
- 14:23Transfer confirmation forms
- 15:25Real-time tracking
- 17:55Payout failures handling
- 19:01Wise Platform future
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