Future of Finance is Open
summary
Open finance moves from regulator nudges (UK since 2016) to widespread market action: Stripe enters open banking, Apple acquires Credit Kudos, big banks and investors back data-aggregation platforms, and Visa/Mastercard make acquisitions. Examples that work today: Starling’s marketplace, India’s Open Credit Enablement Network, and BaaS platforms plus digital KYC enabling embedded finance for Grab, GCash and others. Funding shifts to infrastructure players, APIs become the standardized rails for real‑time credit, payments and data sharing across industries.
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chapters (6)
- 0:00Start
- 10:43Open Finance Becomes a Global Phenomenon in 2022
- 12:03Open Finance Make Giant Strides in 2022
- 16:36Open Rails as the Bedrock of Financial Services in the Future
- 19:43Why Open Banking is a Game Changer for Credit Decisioning!
- 22:16Open Products: Starling Bank Case Study
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