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Economics of (A)udience (I)ntelligence

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Argues generative AI can rewire financial access in the global South and claims a new gatekeeper layer captures value by scoring customers way up the funnel; presents a product called Qcore Q score that uses digital footprints and five factors — financial literacy assessment, employment probability, intellectual complexity, approval lookalike behavior and first‑party approval cohorts — and reports pilot clients, a claim of drastically lower CAC and a cited $4.2 trillion shift to alternate banking by 203.

AI-written summary · about

  1. 0:00Introduction to audience intelligence
  2. 1:16Economic Singularity and AI
  3. 2:17Platform shifts in financial access
  4. 4:26Audience intelligence framework
  5. 7:17Efficiency and redesign in banking
  6. 10:48Tri-rate intelligence distribution
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