How will digital banking and fintech shape the future of finance?
summary
Panelists report concrete moves: a newly granted MiCA/CASP license and a quiet launch last week with "numbers looking good"; Everest-style firms build an in-house PSD2 stack and redeemable digital euros while partnering with EMIs to issue IBANs; exchanges roadmap tokenized assets and own chains and expect a 400 million-consumer European market where capturing 10% (~40M) is realistic. Regulation forces consolidation: PSD2 enforcement by March 1 pushes partnerships, on‑ramp/off‑ramp integration, and regional B2B plays across Africa and Southeast Asia.
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chapters (10)
- 0:00Introduction
- 1:58Traditional vs digital
- 3:30Education
- 6:29Regulatory environment
- 9:55Malta’s landscape
- 12:11Changing regulations
- 14:48Regional needs
- 17:54Existing license holders
- 19:51Survival of the fittest
- 28:02Next steps
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