CBDCs vs Stablecoins - Who wins the future of Finance?
summary
Panel argues CBDCs work best as interbank settlement tools while retail access is explicitly limited in places like UAE and Switzerland; expect proposals like a 3-4k cap on digital euro balances to prevent bank runs. Stablecoins show surprising durability (MiCA stress saw USDT resilience), growing supply and DeFi integration, and issuers increasingly hold US government debt as market cap nears $1 trillion. Practical wins: UPI-style rails and crypto payment agents in Kenya/Ethiopia that already bank the unbanked (≈23% US unbanked cited).
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chapters (8)
- 0:00Introduction
- 0:40Panelist Introductions
- 2:10CBDCs Explained
- 7:00Stablecoins vs CBDCs
- 12:00Global Use Cases
- 18:00Trust and Adoption
- 24:00DeFi Implications
- 39:00Closing Insights
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