Keynote: Breaking Barriers — Empowering the Unbanked with Inno ..
summary
Claims that 1.4 billion unbanked adults can gain basic financial services via feature‑phone workflows built on USSD, not smartphones; demonstrates a white‑label SaaS banking backend that maps complex onboarding, credit scoring and loan flows into a JSON tree stored in Postgres JSONB, tracks sessions and audits with junction tables, and executes 160‑char exchanges under the USSD 160‑char limit using small node‑processor microservices per node; describes production use across East and Southern Africa and how phone numbers and 2G constraints shape design.
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chapters (6)
- 0:00Introduction
- 3:26Nairobi Ruby Community
- 8:54Global unbanked challenge
- 14:04Feature phones and USSD
- 20:33Banking with USSD workflows
- 34:11Technology and problem-solving
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