Open Source Online Banking
summary
An overview of open-source online banking tools in the German ecosystem: HBCI/FinTS is functional; the Hibiscus application can install and fetch accounts, provides a Hibiscus server API and supports smartTAN-Optik; AQBanking offers a CLI to automate MT940/SEPA tasks. Many apps lack full chip card (RDH) support so inexpensive USB card readers and smartTAN flows only work partially; kivitendo can export SEPA XML, import account statements and match payments with rules, and version 3.30 adds Kontoauszug import, but fragmentation around chipcard/standards remains a blocker.
AI-written summary · about
chapters (9)
- 0:00Open source banking
- 1:53Banking standards
- 7:52Banking security
- 13:55User and business profiles
- 20:15Testing open source banking
- 35:14ERP integration
- 46:25Account statements
- 51:25Conclusion
- 58:35Q&A
related talks
40mFrom Open Banking to Open Finance. What's to come?
17mThe rise of open banking
32mOutpace Your Competition: Banking Solution Thrives with Scale and Security
25mHSBC Global Open Banking
21mOpen Source Banking: End Poverty One Line of Code at a Time
15mLoans, Accounts, and Transactions on top of Open Source Software
29mDigitizing Financial Inclusion: Open Source’s Role in Wholesale CBDC-enabled Real Ti...
10mOpen Source Banking