ZAR: Onramping Cash to Stablecoins for the Next Billion
summary
Built a cash onramp called Zar that hooks existing agent networks to stablecoins using programmatic token rewards and a stablecoin-only wallet with debit card and SDK. Founder experience: scaled a neobank to 4 million users and cites Pakistan data point of 87% unbanked. Targets markets with high inflation and smartphone penetration, recruiting from 18 million agents who move $560 billion cash annually, monetizing typical 5–10% fiat-to-dollar spreads. Live QR-coded agent flows, adjustable neighborhood-level incentives, hiring and fundraising now.
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chapters (9)
- 0:00Introduction
- 0:23Background
- 1:47Agent Banking
- 2:10Scaling Agent Networks
- 2:43Leveraging Deepin Incentives
- 3:43Wallet
- 4:03Debit Card
- 4:16Cash Work
- 4:37Outro
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