Traditional Finances & DeFi on CØSMOS
summary
A fully regulated, centralized banking app sits on Cosmos and plans IBC to Osmosis and Juno in two days, exposing payment cards, bank accounts, fiat on/off ramps and investment access that leverages DeFi liquidity pools. Two compliant DeFi products ship in 2022: Club Yield Q1–Q2 2022 (stablecoin and AMM strategies for high yields) and Club Lending Q2–Q3 2022 (regulated credit lines over collateral). Loom Network integration claims ~3 million transactions/month and 100 million people/year; KYC/AML enforced.
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