Disrupting the Banking Industry – Are we on the right track?
summary
Claims a digital bank built from the ground up in the cloud using Java, Kubernetes, Kafka and modern squads to change the cost model rather than the product set. Gives concrete scale: 1.6 million customers, £15 billion deposits, ~1M transactions/day, UK Best Bank award, and a 20‑year rollout plan across Europe. Argues regulation forces product parity so the lever for disruption is a single low‑cost, highly resilient technology platform that lowers marginal customer costs.
AI-written summary · about
chapters (18)
- 0:00Introduction
- 1:05Chase Bank
- 2:25Building a bank from scratch
- 3:14Our locations
- 4:21What is disruption
- 6:35Uber example
- 7:37Airbnb example
- 8:22Banking disruption
- 10:05Banks in the UK
- 13:15Traditional banking products
- 14:50What is banking disruption
- 15:28How to disrupt banking
- 16:51Run the bank
- 18:55Regulation
- 22:27It all sounds really easy
- 22:40Its hard to get people to change banks
- 25:20Its technology and its paying off
- 26:18Contact us
related talks
01h 05mA Cloud-native approach for open banking in action
31mFireside Chat: The Big Digital Push: Committing to the Cloud in the Finance Industry
39mThe Power of Cloud Native in Financial Institutions
23mKeynote Session: Key Challenges and Success Factors of Banks’ Move to Public Cloud...
28mModernising banking with Judo Bank
26mFireside Chat: Financial Services Evolution
16mKeynote: Scotiabank: A Technology Company in Financial Services
17mHow ANZ Bank is using cloud to enable digital transformation