Is compliance becoming fintech's biggest driver of innovation?
summary
Argues that compliance is shifting from blocker to strategic enabler by building modular compliance frameworks that map to core principles (protect customers, safeguard funds, know fund origin) and let teams change one module when rules shift; recommends real-time transaction velocity monitoring instead of static thresholds for API and embedded finance flows; stresses data minimization, cross‑border privacy/sanctions checks and a practical switch-off control for risky routes; notes Malta aligns with MiCA but needs faster reviews and clearer stablecoin/custody guidance.
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