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How Blockchain Is Changing Everyday Finance

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Largest global exchanges are moving into banking, acquiring rails and offering IBAN accounts and custodial dollar balances while hiding which blockchain or stablecoin powers settlement. Consumers see a dollar balance, a credit card linked and automated bill pay; they can save, invest and manage wealth on the same platform. The concrete claim is that integration works now — exchanges operate bank-like services — and market acceptance turns on service quality not underlying tech.

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