~/talk

Is HODLing Killing Bitcoin Adoption?

Talkat Consensus Hong Kong 2026 · 2026-02-10..02-12· [payments-and-fintech, web3]
links:none on file
slides:none on file

Argues that HODLing prevents mass use and that Bitcoin needs working rails to become a spending currency, not just digital gold. Plans a 2026 payment rails rollout covering layer‑1 and layer‑2, merchant integrations for buying a coffee, and immediate on-chain recording of payments. Claims near‑zero costs to merchants and fees below Visa/Mastercard acquiring rates, targets Asia‑Pacific pilots, and positions merchant economics and technical latency as the measurable hurdles the rollout intends to solve.

AI-written summary · about

  1. 0:00The shift to spending
  2. 1:00Bitcoin as digital currency
  3. 2:30Building payment infrastructure
  4. 4:28Merchant adoption challenges
  5. 6:55Future of payments in Asia
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